Maybe you’ve been there, I certainly have. For a couple years in my early 20’s I had my credit cards maxed out, a couple bucks in the bank, and a shitty job that was paying me $1000/month base + extra as we did gigs. We were doing well for a while, until the owner decided his affair was more important than the business, and suddenly the “extras” dried up. The $1000/mo was something I’d have to beg him for in the last hours of the 30th of the month so I could pay the minimums on my credit cards. Debt piled up within a few months and suddenly I was poor. I managed to find myself a new job paying $30k/year, but it was a 2.5 hour commute each way by public transit – the only thing I could afford as my car was broken and I literally had nothing left. I was living on little more than ramen and what my mom would leave for me as leftovers.
I hated her at the time for not lending me money just to buy a bus pass promising I’d pay her as soon as I got my first cheque. Instead she made me sell one of the only things I owed that had any value to scrape together literally the last few bucks to get myself to work. That was a really shitty 2 weeks until I had just enough to buy myself some lunch. The thing was – I had it easy compared to most. Oh, the lesson that she taught me. Hated her then, SO grateful for her lessons now.